Choosing to further your education is a wonderful thing. Not only for the education, and chance for a brighter future, but also for the friends you will make and the experiences you will share. However, it can be ridiculously expensive, and is only getting more so every year. Instead of letting the rising costs put you off, follow these tips, and you can survive college with as little debt as possible.
Consider Online Study
Online study can be a great way to save money. Courses can be cheaper, with the option to pay per class or over a flexible schedule. Studying online can also give you more time to earn money. Studying flexibly around other commitments can mean you can do it around work, possibly even with a full-time job. More universities than ever now offer the option for online study in a huge range of different subjects and even higher levels, such as an online masters of social work.
Save on Food Shopping
Food is one of the easiest places to save money. When we’re busy, we often eat quick and easy meals without putting too much thought into it. Start making meal plans and shopping lists, then make sure you stick to them. Frozen vegetables are often cheaper than fresh, so try own brand products to save more money. Another way to save time and money on food is to cook in large batches and save the extras.
So many of us accept the first deals that we find when it comes to utility bills. Or stick with the same provider, because we think switching will be difficult. Instead, shop around. Switching is much easier than it used to be, and a lot of money could be saved.
Make Cut Backs
After utilities and food, there are other things than you can probably live without. Make a list of everything you spend money on, and ask yourself if you really need it. Do you have a gym membership? Is it really worth the money, or could you go for a run or do home workouts instead? Do you need unlimited internet, or so many minutes on your phone?
Walking might seem like a tiny thing, but if you use public transport or drive a lot, walking instead for some of your journeys can save you a lot of money. It’ll also help to keep you fit once you have cancelled that gym membership.
Earn Extra Cash
The best way to make sure you don’t get into too much debt, and have enough money to enjoy yourself, is to earn some. Some options to earn extra money while you study include:
- A part-time job
- Market research
- Online surveys
- Working as a freelancer
- Selling your unwanted stuff
- Selling your crafts and creations
Whatever you chose, try not to neglect your studies, especially at exam times or when you have assignments due.
Whatever you choose to study, from an in-school math degree, to online MSW programs, don’t let money worries ruin your experience. Be sure to apply for any bursaries, grants or scholarships you may be eligible for. Save where you can, and enjoy yourself.